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To qualify for a credit card from American Express you must be aged 18 or over, have an active bank or building society bank account, an annual income of more than 20,000, a UK address and a clear credit history. American Express is the acquirer of all American Express transactions and you accept American Express cards pursuant to your American Express Terms and Conditions. White label credit cards AMEX and Visa/Mastercard Duos. American Express and MBNA offerThe Miles More UK credit card is no longer offered by MBNA. Virgin Atlantic Black Credit CardSelect Category About Anne (2) Africa (8) Airline reviews (3) Albania (2) Asia (23) Australasia (3) Go to American Express website More info. American Express Essential Credit Card review.Hello, I have always been hesitant about getting an American Express Credit Card, due to not everyone will accept Amex, and when they do they most likely will charge a fee on the purchase. American Express Credit Card FAQ and Reviews. 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